First Time Home Buyers


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*Most Transactions Involving the Purchase or Refinance of Delaware Real Estate Require the Services of an Attorney Licensed to Practice Law in the State of Delaware Call Us for a List of Our Approved Attorneys*

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Congratulations on exploring home ownership in Delaware!

First Time Homebuyers are encouraged to review the table below that details the First Time Homebuyer Realty Transfer Tax Exemptions available in some jurisdictions.

Delaware Settlement Services LLC works with our experienced approved Delaware attorney network to provide residential and commercial title and real estate closing services.

Our company evolved to meet the needs and demands of the changing real estate market and to offer a way for the clients of our approved attorney network to experience the team approach to providing outstanding service and dedication to making the real estate closing an informed and understandable transaction for all involved. A member of our team is always available.

First Time Homebuyers who use Delaware Settlement Services and our approved Delaware attorney network will experience a fast, efficient, affordable and friendly real estate transaction.

Delaware Settlement Services is also licensed in Pennsylvania and anticipates expansion into Maryland in the future.



First Time Homebuyers Exemptions**


New Castle County - First Time Homebuyers Exemption
TP #: 06, 07, 08, 09, 10, 11, 12, 13, 14, 15

City of Wilmington
TP#: 26		(302) 571-4320 - First Time Homebuyer Exemption for anyone who has not held any legal interest in any residential real estate within the city limits or is the displace spouse due to divorce or legal separation.
Delaware City
TP#: 22		(302) 834-4573 - NO First Time Homebuyer Exemption TP#: 22
Town of Elsmere
TP#: 19		(302) 998-2215 - First Time Homebuyer Exemption newly enacted - contact us for details
City of Newark
TP#: 18		(302) 366-7088 - No First Time Homebuyer Exemption unless the property has had a current, valid rentals' license for the past two years
Town of New Castle
TP#: 21		(302) 322-9804 - No First Time Homebuyer Exemption
Town of Newport
TP#: 20		(302) 994-6403 - No First Time Homebuyer Exemption
Town of Odessa
TP#: 24		(302) 378-2510 - No First Time Homebuyer Exemption
Town of Middletown
TP#: 23		(302) 378-2711 - No First Time Homebuyer Exemption
Town of Townsend
TP#: 25		(302) 378-8082 - No First Time Homebuyer Exemption
Town of Bellefonte
TP#: 17		(302) 761-9638
Town of Arden
TP#: 16		(302) 475-7980 - No County/Town Transfer Taxes - 2% to State of Delaware
Town of Ardencroft
TP#: 29		No County/Town Transfer Taxes - 2% to State of Delaware
Town of Ardentown
TP#: 27		No County/Town Transfer Taxes - 2% to State of Delaware


Kent County - First Time Homebuyers Exemption
Corp. Code: 00

Town of Camden
Corp Code: 02		(302) 678-8815 - No First Time Homebuyer Exemption
Town of Smyrna
Corp Code: 17		(302) 653-9231 - No First Time Homebuyer Exemption
City of Dover
Corp Code: 05		(302) 736-7035 - First Time Homebuyer Exemption
City of Milford
Corp Code: 16		(302) 422-6616 - First Time Homebuyer Exemption if buyers/sellers qualify for county
Town of Felton
Corp Code: 07		(302) 284-9365 - First Time Homebuyer Exemption for buyers yet not for sellers
Town of Wyoming
Corp Code: 20		(302) 697-2966 - No First Time Homebuyer Exemption - 2% to the State of Delaware
Town of Clayton
Corp Code: 04		(302) 653-4376 - No First Time Homebuyer Exemption
Town of Cheswold
Corp Code: 03		(302) 734-6991 - No First Time Homebuyer Exemption
Town of Frederica
Corp Code: 08		(302) 335-5417 - No First Time Homebuyer Exemption
City of Harrington
Corp Code: 09		(302) 398-3530 - No First Time Homebuyer Exemption
Bowers Beach
Corp Code: 01		(302) 335-3875 - No First Time Homebuyer Exemption
Town of Farmington
Corp Code: 06		(302) 398-9160 - No First Time Homebuyer Exemption - 2% to the State of Delaware and 1% to City/Town
Town of Hartly
Corp Code: 10		(302) 492-1138 - No First Time Homebuyer Exemption - 2% to the State of Delaware and 1% to City/Town
Town of Houston
Corp Code: 11		(302) 422-5541 - No First Time Homebuyer Exemption
Town of Kenton
Corp Code: 12		(302) 653-0944 - No First Time Homebuyer Exemption - 2% to the State of Delaware and 1% to City/Town
Town of Leipsic
Corp Code: 13		(302) 734-0421 - No First Time Homebuyer Exemption
Town of Little Creek
Corp Code: 14		(302) 734-1366 - No First Time Homebuyer Exemption
Town of Magnolia
Corp Code: 15		(302) 335-5891 - First Time Homebuyer Exemption
Town of Viola
Corp Code: 18		(302) 284-3281 - No First Time Homebuyer Exemption
Town of Woodside
Corp Code: 19		(302) 697-1467 - No First Time Homebuyer Exemption


Sussex County - First Time Homebuyers Exemption

Town of S. Bethany(302) 539-3653 - No First Time Homebuyer Exemption
Town of Bethany(302) 537-3771 - No First Time Homebuyer Exemption
Town of Bethel(302) 875-5314 - No First Time Homebuyer Exemption
Town of Dagsboro(302) 732-3777 - No First Time Homebuyer Exemption
Town of Delmar(302) 846-2664 - First Time Homebuyers pay 1% to the Town of Delmar instead of the customary 1.5%
Town of Dewey(302) 277-6363 - No First Time Homebuyer Exemption
Town of Ellendale(302) 422-3584 - No First Time Homebuyer Exemption
Town of Fenwick(302) 539-3011 - No First Time Homebuyer Exemption
Town of Frankford(302) 732-9424 - No First Time Homebuyer Exemption
Town of Greenwood(302) 349-4534 - No First Time Homebuyer Exemption
City of Rehoboth(302) 227-6181 - No First Time Homebuyer Exemption
Town of Bridgeville(302) 337-7135 - No First Time Homebuyer Exemption
Town of Milton(302) 684-4110 - No First Time Homebuyer Exemption
Town of Ocean View(302) 539-9797 - No First Time Homebuyer Exemption
City of Lewes(302) 645-7777 - No First Time Homebuyer Exemption
Town of Millsboro(302) 934-8171 - No First Time Homebuyer Exemption
Town of Blades(302) 629-7366 - No First Time Homebuyer Exemption
Town of Laurel(302) 875-2277 - First Time Homebuyer Exemption for both buyers and sellers
Town of Georgetown(302) 856-7391 - First Time Homebuyer Exemption
City of Seaford(302) 629-9173 - First Time Homebuyer Exemption for both buyers and sellers
Town of Selbyville(302) 436-8314 - No First Time Homebuyer Exemption
Town of Millville(302) 539-0449 - No First Time Homebuyer Exemption
Henlopen Acres(302) 227-6411 - No First Time Homebuyer Exemption
Slaughter Beach(302) 424-7659 - No First Time Homebuyer Exemption